Insurance adjuster are essential in the claims process, serving as the bridge between policyholders and insurance companies. Their primary responsibilities include investigating claims, evaluating the extent of damage or loss, and determining the appropriate compensation.
When a claim is filed, the insurance adjuster reviews the policy to understand coverage limits and exclusions. They conduct detailed inspections of the damaged property, gather evidence, and interview witnesses or involved parties. Based on their findings, they prepare a report that outlines the cause of the loss and the estimated cost of repairs or replacement.