A fintech app development company today isn’t judged just by coding skills — it’s about how deeply they understand finance. The best ones bridge regulatory rules, security needs, and user convenience. They integrate APIs for open banking, add biometric security, and enable AI-based personalization. In short, they bring innovation that doesn’t break compliance. If you’re picking a development partner, focus on their grasp of fintech regulations and their ability to scale fast without compromising security.