FIRST TIME BUYERS often face a mix of excitement and uncertainty when stepping into the property market for the first time. Buying your first home is a major milestone, but it also comes with important financial decisions that require careful planning.

For FIRST TIME BUYERS, understanding affordability is the first step. This includes evaluating your income, savings, and monthly expenses to determine how much you can comfortably borrow. Saving for a deposit is also crucial, as it can significantly impact the mortgage options available to you.