Loan & EMI Settlement enables eligible borrowers to reach an agreement with your bank or financial institution to settle for a lower amount payable, affordable instalments, waiver of certain fees or a systematic closure plan. Since each loan situation is unique, terms like loan agreement, outstanding balance, repayment pattern, income level and talks with the lender should be considered carefully before agreeing to a settlement offer. Seeking legal counsel will also allow you to better understand the terms of your settlement, have them documented and prevent unjust recovery practices. 

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