Loan Settlement Lawyer works with borrowers who are struggling to pay off their debts. They can help you understand what settlement means and review correspondence from the lender. Legal assistance may involve reviewing amounts due, talking over settlement offers, drafting the terms in writing and more. An attorney can advise you on your rights and responsibilities. They can help you negotiate with your bank or other lending institution. The loan settlement is not final until the lender agrees and it meets any legal guidelines.