Are you the one who is thinking to study in Germany but is not sure about the costs and wants to learn everything about it? So, for Indian students who are nowadays looking to pursue higher education abroad, Germany has no doubt become an increasingly attractive destination. This is a country that is widely popular and is known for its world-class universities, innovative research facilities, and strong job market. Germany is a country that no doubt offers international students a unique mix of quality education and cultural experience. But one of the most asked questions is that so many students ask is: What is the cost of studying in Germany for Indian students in 2025?

Let’s break down and understand in detail in this blog.

Unlock the Cost of Studying in Germany for Indian Students

1. Tuition Fees

So, if we say that the major expenses involved in studying in Germany, including tuition fees, living costs, and other essential expenditures, one of the most appealing aspects of choosing to study in Germany is the low or no tuition fee structure, especially at public universities. So, yes, you have to spend this amount at least. As of 2025, most public universities in Germany continue to offer tuition-free education for both domestic and international students, including those from India.

However, there are some exceptions:

• Universities charge administrative or semester fees, ranging between €250 and €350 per semester (approximately ₹22,000 to ₹31,000).
  
  

• There are some specialized master’s programs, especially in English or at private universities, that may charge tuition ranging from €5,000 to €20,000 per year (about ₹4.4 to ₹17.5 lakhs).
  
  

If you’re the one who is aiming for public institutions to study in Germany and mainstream programs like engineering, natural sciences, or social sciences, you can expect minimal tuition fees.

2. Cost of Living

So, if we say that while tuition may be free or low, the cost of living is a no doubt significant part of the budget to study in Germany. On average, Indian students in Germany spend about €850 to €1,200 per month (₹75,000 to ₹1,05,000), depending on the city and lifestyle.

Here’s a rough breakdown of monthly expenses in 2025:

• Accommodation: €300–€600 (₹26,000–₹52,000)
  
  

• Food and groceries: €150–€250 (₹13,000–₹22,000)
  
  

• Health insurance: €100–€120 (₹8,800–₹10,500)
  
  

• Public transport: €30–€70 (₹2,600–₹6,100)
  
  

• Mobile/internet: €30–€50 (₹2,600–₹4,400)
  
  

• Miscellaneous: €100–€150 (₹8,800–₹13,000)
  
  

Students can no doubt significantly cut costs by sharing accommodation or staying in university dormitories.

3. Blocked Account Requirement

To receive a German student visa, Indian students must show proof of financial means through a blocked account. For 2025 to study in Germany, the required amount is approximately €11,208 per year (₹9.7 lakhs). This account ensures that students have enough funds to cover their living expenses for one year.

This money isn’t lost—students can withdraw a fixed amount (around €934) every month after arriving in Germany.

4. Visa and Application Fees

• Student visa application fee: €75 (₹6,500 approx.)
  
  

• APS certificate (mandatory for Indian students from 2022): ₹18,000
  
  

• University application portals (like Uni-Assist): Around €75 for the first application and €30 for each additional one
  
  

These cost of studying in Germany are relatively minor but should be included in your budgeting.

5. Health Insurance

Health insurance is mandatory for all students in Germany. Public insurance providers charge around €110–€120 per month, while private insurance options may vary. Indian students under 30 years of age are typically eligible for public student health insurance rates to study abroad.

Conclusion

With low tuition fees, especially at public universities, and reasonable living expenses, Germany continues to be a top choice for Indian students pursuing high-quality education abroad. Study in Germany is an excellent option.

Planning ahead, maintaining a detailed budget, and exploring scholarship or part-time work opportunities (students can work up to 20 hours per week) can make studying in Germany a financially sustainable and life-changing experience.

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